Term Life Insurance
Term Life Insurance in Jacksonville, FL
Term life insurance provides coverage for a specified amount of time, then can be renewed at a higher rate depending on your age and your overall health. Most policies last for 20 to 30 years, but can be for shorter amounts of time.
Unlike permanent life insurance, term life does not accumulate any cash value. It only pays out once the insured dies. This is why term life insurance premiums are less expensive than whole life. Also, life insurance is usually less expensive the younger and healthier you are, so it’s best not to put it off.
When determining how much insurance you need, a general rule of thumb is at least 7 to 10 times as much as your annual income. Your insurance needs may also vary depending on your age. For example, if you take a policy out in your 30s, when your children are young, you may not need as much life insurance 30 years later once the kids are grown and out on their own.
Our team offers a variety of term life policies from top rated insurers. Give us a call today to discuss your specific life insurance needs.
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7807 Baymeadows Road E, Suite 301,
Jacksonville, FL - 32256