Annuities Insurance in Jacksonville, FL

Annuities are tax-deferred contracts between you and your insurance company that allow you to grow your investment while requiring the insurance provider to make payments (or a lump sum) to you, either now or in the future. The amount of the payments is dependent on the type of annuity you select and the amount of money you invest.

Annuities provide payments periodically for a specific amount of time – typically either for the rest of your or your spouse’s (or other specified person’s) life. Should you die before the annuity payments begin, your named beneficiary will receive the specified payment.

Annuities are often purchased to help manage income after retirement. They are a way to help ensure that you will receive regular payments after you no longer receive a salary.


Annuities come in three basic forms:

  • For fixed annuities, the insurance company promises a minimum interest rate and a fixed amount of payments. State insurance commissioners regulate fixed annuities.
  • With variable annuities, the insurance company permits you to allocate your investment into different investment options, such as mutual funds. Your payout will be based on the amount you invest, expenses, and the rate of return on your investment. Variable annuities are generally only recommended for long-term investors.
  • Indexed annuities are a combination of securities and insurance. Your insurance provider credits your return based on the stock market index.

Before buying annuities, it’s important to make sure you are working with a registered broker or adviser, like we have at Della Porta Group.   Give us a call to set up an insurance review to determine the best options to fit your goals and budget.

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7807 Baymeadows Road E, Suite 301,
Jacksonville, FL - 32256

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We have been working with local individuals and businesses for over 50 years. All of our representatives are licensed and qualified to recommend a range of insurance products. Each representative is carefully selected based on personal and professional experience. We know that insurance can be complicated. Our years of experience allow us to provide clear, easily understood explanations of insurance products and services, to help you make the best decision.

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